Check your buying power — no credit impact.
Takes less than 2 minutes to get pre-approved.
Auto loan pre-approval lets you check your buying power and see estimated rates before visiting a dealership. Rates vary by credit score, debt-to-income (DTI) ratio, and loan term.We offer soft credit checks that don't impact your credit score, and final approval rates are determined by lender criteria. Rates typically range from 3.9% to 19.9% APR depending on credit profile.
Quick Start
Step 1 of 7What type of vehicle are you looking for?
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€25,000
€5,000 (20.0%)
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Rate Methodology & Sources
Data Source: Rates are based on aggregated lender data and market trends. Sample profiles represent typical borrower scenarios.
Last Updated: December 6, 2025
Sample Profile: Credit score 650-750, DTI ratio 30-40%, loan term 60 months, down payment 10-20%. Actual rates depend on individual credit profile, lender policies, and current market conditions.
Assumptions: Rates assume standard new or used vehicle purchase. Specialized vehicles, high-mileage cars, or commercial use may have different rates.
Rates shown are estimates only. Final APR, terms, and conditions are determined by individual lender after full application review. Prime Auto Finance connects borrowers with multiple lenders and does not guarantee specific rates.
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Frequently Asked Questions
Everything you need to know about our pre-approval process
Important Disclosures
Truth in Lending Disclosure: All rates, APR, terms, and conditions disclosed on this page are estimates based on typical borrower profiles. Final APR and loan terms are determined by individual lenders after complete application review and credit check.
APR Range: Annual Percentage Rates (APR) typically range from 3.9% to 19.9% depending on credit score, debt-to-income ratio, loan term, vehicle age/mileage, and lender policies. Rates subject to change without notice.
Credit Check: Pre-approval may involve a soft credit check that does not impact your credit score. Formal application requires hard credit inquiry which may affect your credit score. You will be notified before any hard credit check is performed.
No Guarantee: Prime Auto Finance does not guarantee loan approval, specific rates, or terms. Approval and terms are determined by individual lenders based on their criteria.
Fees: Loan terms may include origination fees, processing fees, or other charges as disclosed by individual lenders. All fees and terms will be clearly disclosed before loan finalization.
Pre-Approval Validity: Pre-approval offers are typically valid for 30-60 days. Rates and terms may change if application is not completed within validity period.
Licensing: Prime Auto Finance operates in compliance with applicable financial services regulations. Rates and terms comply with Truth in Lending Act (Reg Z) requirements. All information provided is accurate as of the date of publication and is subject to change.